You're cheap. Why spend money when you can save it? Why buy clothes and toys, when you can swim in your large cash reserves? You're the one that always has money, because you refuse to spend it.

You will have lots of money. Having lots of money will allow you to buy pretty things, and socialize with pretty people. Maybe all the cash will even bring you happiness?

You are pure goodness. As an angel you are always willing to help others, and are particularly adept at understanding others' concerns. You are a great friend to have!

It's both modern and fashionable. Perhaps you have a genetic disposition for it? Perhaps you've done a bit too much of the booze and cigarettes? Your fate is already certain, so prevention isn't really an option. Party it up!